Free 30-Minute Financial Health Check — no commitment, real insight
Bookkeeping · Payroll · Fractional CFO

Your books, flawless — delivered by the 15th, every month.

Professional bookkeeping, payroll, financial advisory and CFO-level insight for small and medium businesses across the USA & Canada. Spend less time on spreadsheets, more time growing.

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Books closed by the 15th
0+
Businesses served
0
Countries · US & CA
✓ Reconciled P&L Ready
Monthly Overview On track
$184,920▲ 12.4%
Net revenue · this quarter
JanFebMarAprMayJun
Cash flow+$42,180
Payroll processed$28,640
Tax set aside$19,420
Why Northspire

Finance that feels like a partner, not a portal.

We pair real, dedicated accountants with clean systems so your numbers are always accurate, current, and actually useful. No chasing, no surprises, no jargon — just clarity you can run your business on.

Delivered by the 15th

Clean financials and clear insight in your inbox by the 15th of every month — that's our standing commitment.

What we do

Full-stack finance, handled by people who care.

Six core services that cover everything from daily categorisation to investor-ready reporting — under one roof, one account manager, one monthly fee.

01

Bookkeeping & Reporting

Daily categorisation, monthly reconciliation, P&L, balance sheet, AP/AR — always accurate, always on time.

02

Payroll Processing

Full payroll, T4/W-2, direct deposit, ROE, and full US & Canada compliance — just $5 per employee/month.

03

Financial Advisory / CFO

Budgets, cash-flow forecasts, KPI dashboards, investor reporting and fractional CFO calls when you need them.

04

New Business Setup

Chart of accounts, QuickBooks/Xero setup, opening balance sheet and first-year projections done right.

05

Tax Preparation

Corporate & personal returns, HST/GST/sales tax, plus CRA/IRS correspondence handled on your behalf.

06

Software Setup

QuickBooks Online, Xero, bank-feed integration and clean migration from whatever you're on today.

Who we serve

Built for the businesses that keep things running.

Gas Stations
🏥Clinics & Health
🚚Trucking & Logistics
🍽️Restaurants
🛒Retail & E-comm
🔧Trades & Contractors
💼Professional Services
🏢Real Estate
How it works

From messy to mastered in four steps.

01

Free health check

A 30-minute call to understand your business, your books, and where you're losing time or money.

02

Onboard & connect

We set up or clean your QuickBooks/Xero, connect bank feeds, and pick up any backlog.

03

We run the numbers

Daily categorisation, monthly reconciliation, payroll and tax — all handled by your dedicated team.

04

Insight by the 15th

Clean financials and clear insight land in your inbox by the 15th of every month. Like clockwork.

Pricing

Simple monthly plans. No surprises.

Month-to-month, cancel anytime. All prices in USD, plus applicable tax.

Basic
$399/mo
+ tax · billed monthly
  • Up to 250 transactions/month
  • Monthly bookkeeping & reconciliation (up to 2 accounts)
  • Monthly income statement & balance sheet
  • AP/AR tracking
  • QuickBooks or Xero management
  • Year-end books for tax prep
  • Dedicated account manager
  • No payroll, tax filing or CFO calls
Advanced
$599/mo
+ tax · billed monthly
  • Everything in Basic, plus:
  • Up to 5 bank/account reconciliations
  • Full payroll — $5/employee/month
  • Payroll tax filing & remittance
  • Monthly cash flow statement
  • HST/GST/Sales tax filing (quarterly)
  • Monthly financial review call (30 min)
  • Priority support
Premium
$899/mo
+ tax · billed monthly
  • Everything in Advanced, plus:
  • Unlimited accounts & reconciliations
  • Annual corporate tax return prep
  • Quarterly fractional CFO advisory (60 min)
  • Annual budget development & tracking
  • Cash-flow forecasting & KPI dashboard
  • CRA/IRS correspondence management
  • Investor-ready reporting · same-day support

One-time & add-on services

New business registration & setup from $299
Accounting software setup & migration from $199
Catch-up bookkeeping (per month of backlog) quoted
Personal tax return preparation from $149
Business plan development from $499
Client love

Owners who finally stopped worrying about their books.

"
★★★★★

We were three months behind and panicking before tax season. Northspire caught us up in two weeks and now everything just lands on time. Total peace of mind.

RM
Raj M.
Convenience store owner · ON
"
★★★★★

The payroll alone is worth it — $5 an employee and I never think about remittances again. Their CFO calls helped us plan our second location.

DL
Dana L.
Clinic director · IL
"
★★★★★

As a trucking business our books were chaos. Now I get clean P&Ls by the 15th every single month and actually understand my margins. Game changer.

CT
Carl T.
Owner-operator · AB
New · Self-serve

Don't need full service? Let our AI build your reports.

Upload your transactions in our simple Excel template and our AI instantly generates your P&L, Balance Sheet and more — on demand, for one low monthly subscription. Perfect for owners who just want clean reports without the full accounting package.

Upload & go — reports in moments Your own secure login Cancel anytime
Explore the AI Report Builder
1. UploadYour Excel data file
2. AI processesCategorizes & calculates
3. DownloadP&L, Balance Sheet & more

Your free 30-minute financial health check is waiting.

No pressure, no jargon — just a clear look at where your finances stand and how to fix what's leaking.

Claim my free check
FAQ

Questions, answered.

My books are months behind — can you still help?+

Absolutely. Catch-up bookkeeping is one of our most common starting points. We assess your backlog, give you a flat quote per month of catch-up, and get you current — usually within a couple of weeks — before rolling into ongoing monthly service.

Which package is right for me?+

Basic ($399/mo) suits owners who just need clean books and statements. Advanced ($599/mo) adds payroll ($5/employee/month), tax filing and a monthly review call — most popular for growing teams. Premium ($899/mo) adds quarterly fractional CFO advisory, corporate tax prep and investor-ready reporting. Not sure? Book the free check and we'll recommend honestly.

Do you handle both US and Canada compliance?+

Yes. We're fluent in both: IRS, W-2 and GAAP on the US side; CRA, HST/GST, T4 and ASPE on the Canadian side. Whether you operate in one country or both, we keep you compliant.

What do I need to provide to get started?+

Typically: access to your bank and credit card feeds, your existing accounting file (if any), payroll details, and recent statements. We'll send a simple onboarding checklist after your consultation — nothing overwhelming.

Is there a contract? Is my data secure?+

No long-term contract — we're month-to-month, cancel anytime. On security, we use SOC 2-aligned practices, encryption in transit and at rest, and strict access controls. Your financial data is treated with bank-level care.

Get started

Book your free financial health check.

Tell us a little about your business and we'll be in touch within one business day to schedule your free 30-minute call.

Email
support@northspirefinance.com
Phone
+1 (331) 299-0758
Hours
Mon–Fri · 8:30AM–4:30PM EST
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